Welcome to Dreamz on Fire! By enrolling in our online courses, you agree to the following terms:
1. Course Access, Content & Coaching
Each course purchase includes lifetime access.
Course materials are for personal use only. Redistribution or sharing is prohibited. If you are found sharing your login or the course content, Dreamz on Fire will cancel your course access, and you will not receive a refund.
We reserve the right to modify course content at any time.
Coaching times may change to accommodate holidays and conflicts. Participants will receive at least 24 hours' notice of any changes. Canceled sessions will be rescheduled.
Individual coaching includes either 8 - 60-minute sessions scheduled within 90 days of purchase. Schedule at https://calendly.com/crystalrigleyjanis/financial-coaching. Sessions are non-transferable. Unused sessions within 90 days are forfeited.
If you do not complete your financial transformation within 90 days, you may continue coaching by purchasing more coaching hours at the going rate.
Additional Terms for Individual Coaching
Client Responsibilities
Complete all assignments before each coaching session.
Attend all coaching sessions within 90 days of enrollment.
Be open and ask for help. If you get overwhelmed, stuck, unsure, you agree to reach out and ask for help.
Cancellation and Rescheduling Policy
24 hours' notice required to reschedule.
Less than 24 hours' notice or missed sessions require payment equivalent to one coaching hour to reschedule.
Missed sessions are non-refundable.
Being more than 10 minutes late is considered a missed appointment.
Please email or text in advance if you know you will be late.
One-Time Grace Policy
One-time grace exemption for the first missed session or unprepared attendance. Allows one reschedule without additional fees. Subsequent occurrences follow standard policies.
Consequences for Not Completing Assignments
Unprepared attendance will result in session cancellation and count as a missed session.
Additional fee equivalent to one coaching hour required to reschedule (unless eligible for one-time grace exemption).
Importance of Commitment
Your commitment and participation are essential for success. Lack of engagement reduces effectiveness. Respect scheduling policies and complete assigned work.
2. Course Completion Requirements
The course consists of 5 units, each paired with one coaching session.
Units must be completed in chronological order.
All activities in each unit must be completed before attending the corresponding coaching session for that unit.
3. Money-Back Guarantee
We are committed to your financial transformation. Our Financially Empowered class with eight one-on-one coaching sessions includes a 100% money-back guarantee.
To qualify:
Complete all coursework before each weekly session.
Attend all eight scheduled coaching sessions.
Complete the package within 90 days of purchase.
If you meet these requirements and see no progress, a full refund will be issued.
4. Payments & Refunds
Payments are required before course access.
Full refund conditions:
Request via email to [email protected] within 7 days of purchase.
Return course books within 14 days of delivery (postage not covered).
5. Coaching vs. Therapy Disclaimer
Our role is to empower and support your financial progress. Coaching is not therapy or mental health counseling. Seek appropriate professional help if experiencing emotional distress or mental health challenges.
6. Financial Education – Not Wealth Advisory or Legal Services
In this class and coaching program, we will be diving into your numbers and working together to create real financial transformation. You will learn actionable strategies to take control of your money, eliminate financial stress, and build a strong financial future. However, while I provide financial education and guidance, I am not a wealth advisor, financial planner, or investment manager. My role is to educate and empower you with the knowledge and tools to make informed financial decisions. This program does not include individualized financial planning, investment advisory services, or legal counsel. If you require personalized guidance for investment decisions, tax planning, or legal matters, it is your responsibility to consult a licensed professional.
7. Earnings Disclaimer
This program is designed to create meaningful financial change in your life. I stand behind the strategies and coaching I provide, and past participants have experienced significant transformations. However, your success depends on your commitment, effort, and willingness to implement what you learn. While I can guarantee a proven process and expert guidance, I cannot guarantee specific dollar amounts, income levels, or financial outcomes, as these are influenced by many factors beyond my control. By participating in this program, you acknowledge that your financial progress is a result of your own dedication and actions. My role is to provide the roadmap—you are responsible for driving the results.
8. Intellectual Property
All course content is the intellectual property of Dreamz on Fire. No reproduction, distribution, or unauthorized use allowed without written permission.
9. User Conduct
Respectful behavior is required. Racist, homophobic, sexist, or discriminatory comments will be removed, and access may be terminated without a refund.
10. Limitation of Liability
We are not liable for damages arising from course participation. Research all financial decisions carefully. All investments involve risk.
11. Changes to Terms
We may update these terms at any time. Continued use constitutes acceptance of updated terms.
By enrolling, you acknowledge you have read, understood, and agree to these terms.
Contact [email protected] with questions or concerns.